Reference arguments | Concept mentioned [on webpage (w), in case (c)] | Ref. | N (%) of students | |
---|---|---|---|---|

CG | EG | |||

The duration of the term of the loan is appropriate | w | X | ||

Repayment of the loan lasts until retirement age is reached | w | X | 3 (75) | |

Rate is less than disposable monthly income | w/c | X | 4 (50) | 2 (50) |

Level of interest rate is low | X | |||

Expenses for contingencies must be taken into account | w | X | 2 (50) |

Common arguments named by students beside reference arguments (N > 1) | Concept mentioned [on webpage (w), in case (c)] | N (%) of students | ||
---|---|---|---|---|

CG | EG | |||

Income seems to be safe | c | 3 (37.5) | 2 (50) | |

The term of fixed interest is sufficient | w/c | 2 (25) | ||

No rent payments | c | 2 (25) | ||

Real estate as an investment | 2 (25) | 2 (50) | ||

A house is your own property | c | 2 (25) | ||

Free disposable income after term of fixed interest is adequate | w/c | 3 (75) | ||

Repayment of the loan lasts until retirement age is reached | w | 3 (75) | ||

Unscheduled repayment is possible | w | 2 (50) | ||

A house is a retirement provision | 2 (50) |