Reference arguments | Concept mentioned [on webpage (w), in case (c)] | Ref. | N (%) of students | |
---|---|---|---|---|
CG | EG | |||
The duration of the term of the loan is appropriate | w | X | ||
Repayment of the loan lasts until retirement age is reached | w | X | 3 (75) | |
Rate is less than disposable monthly income | w/c | X | 4 (50) | 2 (50) |
Level of interest rate is low | X | |||
Expenses for contingencies must be taken into account | w | X | 2 (50) |
Common arguments named by students beside reference arguments (N > 1) | Concept mentioned [on webpage (w), in case (c)] | N (%) of students | ||
---|---|---|---|---|
CG | EG | |||
Income seems to be safe | c | 3 (37.5) | 2 (50) | |
The term of fixed interest is sufficient | w/c | 2 (25) | ||
No rent payments | c | 2 (25) | ||
Real estate as an investment | 2 (25) | 2 (50) | ||
A house is your own property | c | 2 (25) | ||
Free disposable income after term of fixed interest is adequate | w/c | 3 (75) | ||
Repayment of the loan lasts until retirement age is reached | w | 3 (75) | ||
Unscheduled repayment is possible | w | 2 (50) | ||
A house is a retirement provision | 2 (50) |