Skip to main content

Table 4 Measurement invariance for the subgroup migration background

From: Measuring financial literacy with a Situational Judgement Test: do some groups really perform worse or is it the measuring instrument?

Model

Control

Budgeting

Handling

Δ DF

Δ CMIN

p

ΔDF

Δ CMIN

p

Δ DF

Δ CMIN

p

Configural

χ2 = 73.91, p = .01, df = 48, CFI = .92; RMSEA = .052, Pclose = .415

χ2 = 45.016, p = .003, df = 22, CFI = .93; RMSEA = .073, Pclose = .104

χ2 = 25.3, p = .117, df = 18, CFI = .96; RMSEA = .045, Pclose = .537

Metric

9

7.538

0.581

7

7.389

0.389

6

6.654

0.354

χ2 = 81.451, p = .018, df = 57, CFI = .92; RMSEA = .047, Pclose = .578

χ2 = 52.405, p = .005, df = 29, CFI = .93; RMSEA = .064, Pclose = .193

χ2 = 31.954, p = .128, df = 24, CFI = .96; RMSEA = .041, Pclose = .629

Partial metric

–

–

–

–

–

–

–

–

–

–

–

–

Scalar

18

15.263

0.644

14

14.732

0.397

12

14.426

0.274

χ2 = 89.176, p = .03, df = 66, CFI = .93; RMSEA = .042, Pclose = .71

χ2 = 59.748, p = .008, df = 36, CFI = .93; RMSEA = .058, Pclose = .292

χ2 = 39.726, p = .11, df = 30, CFI = .95; RMSEA = .04, Pclose = .659

Partial scalar

–

–

–

–

–

–

–

–

–

 

–

 

–

–

Strict

27

49.819

0.005

21

3.,896

0.06

18

44.546

 < .001

χ2 = 123.733, p < .001, df = 75, CFI = .85; RMSEA = .057, Pclose = .242

χ2 = 76.912, p = .0012, df = 43, CFI = .90; RMSEA = .063, Pclose = .165

χ2 = 69.846, p = .001, df = 36, CFI = .82; RMSEA = .069, Pclose = .097