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Table 6 Measurement invariance for the subgroup with OTL in finance-related topics

From: Measuring financial literacy with a Situational Judgement Test: do some groups really perform worse or is it the measuring instrument?

Model Control Budgeting Handling
Δ DF Δ CMIN p ΔDF Δ CMIN p Δ DF Δ CMIN p
Configural χ2 = 64.115, p = .06, df = 48, CFI = .95; RMSEA = .041, Pclose = .695 χ2 = 45.615, p = .002, df = 22, CFI = .93; RMSEA = .073, Pclose = .10 χ2 = 28.393, p = .056, df = 18, CFI = .95; RMSEA = .054, Pclose = .393
Metric 9 12.825 0.171 7 5.336 0.619 6 17.249 0.008
χ2 = 76.94, p = .04, df = 57, CFI = .93; RMSEA = .042, Pclose = .695 χ2 = 50.95, p = .007, df = 29, CFI = .93; RMSEA = .062, Pclose = .227 χ2 = 45.642, p = .005, df = 24, CFI = .89; RMSEA = .067, Pclose = .157
Partial metric 5 7.647 0.177
χ2 = 36.04, p = .04, df = 23, CFI = .94; RMSEA = .054, Pclose = .399a
Scalar 18 18.749 0.407 14 8,121 0,883 11 15.073 0.179
χ2 = 82.864, p = .078, df = 66, CFI = .94; RMSEA = .036, Pclose = .836 χ2 = 53.736, p = .029, df = 36, CFI = .95; RMSEA = .05, Pclose = .475 χ2 = 43.466, p = .04, df = 29, CFI = .93; RMSEA = .05, Pclose = .465
Partial scalar
Strict 27 27.636 0.43 21 10.18 0.976 17 41.143 0.001
χ2 = 91.751, p = .092, df = 75, CFI = .94; RMSEA = .034, Pclose = .886 χ2 = 55.795, p = .091, df = 43, CFI = .96; RMSEA = .039, Pclose = .73 χ2 = 69.537, p < .001, df = 35, CFI = .83; RMSEA = .071, Pclose = .081
  1. aFactor loading are freely estimated for Item 1