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Table 2 Descriptive test results in the three factors of the financial literacy facet, separated by groups

From: Measuring financial literacy with a Situational Judgement Test: do some groups really perform worse or is it the measuring instrument?

Group variable

N

Control

M (SD)

N

Budgeting

M (SD)

N

Handling of money M (SD)

Gender

Male

81

29.07 (5.33)

83

17.01 (6.42)

80

17.40 (4.84)

Female

103

31.31 (4.58)

105

17.91 (5.72)

102

19.29 (3.70)

Migration background

With

139

29.25 (6.15)

141

16.73 (6.02)

139

17.24 (4.42)

Without

44

30.50 (4.97)

45

17.59 (6.14)

42

18.74 (4.35)

Educational background

Academic

100

30.37 (4.98)

102

18.68 (5.54)

99

17.42 (5.02)

Vocational

86

29.99 (5.61)

87

16.00 (6.43)

85

19.22 (3.53)

Opportunities to learn (OTL) in finance-related topics

Attended

92

30.20 (5.50)

95

16.86 (6.14)

92

17.82 (4.49)

Not attended

91

30.18 (5.07)

91

17.98 (6.09)

89

19.01 (4.22)