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Table 2 Descriptive test results in the three factors of the financial literacy facet, separated by groups

From: Measuring financial literacy with a Situational Judgement Test: do some groups really perform worse or is it the measuring instrument?

Group variable N Control
M (SD)
N Budgeting
M (SD)
N Handling of money M (SD)
Gender
Male 81 29.07 (5.33) 83 17.01 (6.42) 80 17.40 (4.84)
Female 103 31.31 (4.58) 105 17.91 (5.72) 102 19.29 (3.70)
Migration background
With 139 29.25 (6.15) 141 16.73 (6.02) 139 17.24 (4.42)
Without 44 30.50 (4.97) 45 17.59 (6.14) 42 18.74 (4.35)
Educational background
Academic 100 30.37 (4.98) 102 18.68 (5.54) 99 17.42 (5.02)
Vocational 86 29.99 (5.61) 87 16.00 (6.43) 85 19.22 (3.53)
Opportunities to learn (OTL) in finance-related topics
Attended 92 30.20 (5.50) 95 16.86 (6.14) 92 17.82 (4.49)
Not attended 91 30.18 (5.07) 91 17.98 (6.09) 89 19.01 (4.22)