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Table 5 Measurement invariance for the subgroup educational background

From: Measuring financial literacy with a Situational Judgement Test: do some groups really perform worse or is it the measuring instrument?

Model Control Budgeting Handling
Δ DF Δ CMIN p ΔDF Δ CMIN p Δ DF Δ CMIN P
Configural χ2 = 59.442, p = .124, df = 48, CFI = .96; RMSEA = .034, Pclose = .825 χ2 = 39.888, p = .011, df = 22, CFI = .94; RMSEA = .063, Pclose = .226 χ2 = 41.696, p = .001, df = 18, CFI = .87; RMSEA = .08, Pclose = .058
Metric 9 9.143 0.424 7 8.728 0.273    
χ2 = 68.585, p = .14, df = 57, CFI = .96; RMSEA = .032, Pclose = .881 χ2 = 48.616, p = .013, df = 29, CFI = .94; RMSEA = .058, Pclose = .306  
Partial metric    
 
Scalar 18 21.665 0.247 14 33.059 0.003    
χ2 = 81.107, p = .1, df = 66, CFI = .95; RMSEA = .033, Pclose = .876 χ2 = 72.947, p < .001, df = 36, CFI = .88; RMSEA = .071, Pclose = .071  
Partial scalar 12 18.706 .096    
χ2 = 58.594, p = .005, df = 34, CFI = .92; RMSEA = .06, Pclose = .253a  
Strict 27 45.706 0.014 19 43.977 .001    
χ2 = 105.149, p = .012, df = 75, CFI = .90; RMSEA = .044, Pclose = .666 χ2 = 83.865, p < .001, df = 41, CFI = .86; RMSEA = .072, Pclose = .054  
  1. aIntercepts are freely estimated for Item 1 and Item 5